Targeted Companies:

Early stage companies ready to crossover to expansion stage
Expansion stage companies needing capital for accelerated growth
Companies with inconsistent growth and profitability
Companies with good ideas and strong management that do not have access to traditional financing sources
Entrepreneur with many years of experience in an industry
Growing companies with limited working capital or historically under-capitalized revenues from $50M to $5MM
Strong CEO and management team
Compelling business characteristics and attractive growth prospects
Opportunity to generate cash flow quickly
Recurring revenue and good earnings visibility and potential
Potential for diversified customer base, markets and industries served
Well defined niche businesses with defensible market positions
Preferred industries include: Business Services, Technology Based, Government Contracting, Software, and Specialized Manufacturing

Types of Lending Typically NOT Considered:

Retail Clothing
Restaurants
Speculative real estate
Start-up businesses where the principal has no prior industry experience
Businesses that primarily sell alcohol and cigarettes
Businesses that will re-lend the money to others
Refinancing of existing debt
Non-profit organizations
Transportation and Warehousing (Trucking Companies)
Businesse deriving more than 1/3 of gross annual revenues from legal gambling
Businesses which present live performances of a prurient sexual nature or derive more than de minimis gross revenues from the sale of products or services of a prurient sexual nature
Pryamid sales distributions
Financial businesses - lenders, check cashing, bail bonds, etc.
Businesses that limit membership for reasons other than capacity
Goverment owned entities
Businesses primarily engaged in political or lobbying activities